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Downsides of buying a Coach House.

Despite these clear benefits detailed in the blog below, there are some things that need to be considered. These properties are regarded by some people as being notoriously cold and difficult to heat, largely due to the fact that they sit above rows of garages that are usually empty and poorly insulated.

While there is certainly a market for these homes, it is likely to be more limited than for a standard family home, meaning that the property could take longer to re-sell.

The one final hurdle that may need to be overcome when purchasing a coach house is home insurance. Due to the unique nature of each of these properties, most insurers are unable to offer suitable insurance policies. This is because the insurance will need to include your own freehold property and garage and the leasehold garages, as insurance responsibility for the whole building generally falls with the freeholder unless the terms of the lease specify something different.

There is a lot to think about when considering buying a new home, however a Coach House does require extra considerations, and a much more unique and non-standard Insurance policy.

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